The policy is based on the Law of the Kyrgyz Republic No. 87 of 6 August 2018 on combating the financing of criminal activity and the legalisation (laundering) of criminal proceeds, and on Government Resolution No. 739 of 14 November 2025. The exchange follows the Know Your Customer principle and applies a risk-based approach: the depth of checks depends on the client's risk level.
- Customer due diligence — Identification and verification before business relations are established, for one-off transactions of 1,000,000 KGS or more, for transfers or virtual asset transactions above 100,000 KGS, and whenever suspicion arises — regardless of the amount.
- Beneficial owners — For legal entities the exchange identifies the individuals who directly or indirectly hold more than 25% of shares or otherwise exercise control over the client.
- Risk levels — Clients are grouped into high, medium and low risk by country, type of activity, nature of transactions and use of anonymity-enhancing technologies. High risk requires the source of funds, data refreshed at least annually, management approval and enhanced monitoring.
- Monitoring and reporting — Ongoing monitoring of transactions that lack an obvious economic rationale. A suspicious transaction is reported to the authorised state body within three hours of being identified as such.
- Ban on anonymising tools — In trading and virtual asset transactions, tools that conceal transaction trails are prohibited: mixers, anonymous wallets and privacy coins.
- Targeted financial sanctions — Immediate freezing of funds belonging to persons on the Sanctions List of the Kyrgyz Republic or the UN Security Council Consolidated List, with notice to the authorised body within three hours.
- Refusal and suspension — An account or transaction is refused if documents are not provided, contain false information, or if there is suspicion of money laundering. The authorised body is notified within one business day.
- Staff training — Induction training on hiring, scheduled training at least once a year and additional training whenever legislation changes. Staff knowledge is assessed annually.
